Effective Date: July 22, 2026
Last Updated: July 22, 2026
This Privacy Policy (“Policy”) describes how MPAC (“Marketplace Owner”), together with MPAC (“Connector”) and Solution Provider participants (“Solution Provider(s)”), collects, uses, shares, sells, licenses, discloses, stores, analyzes, and otherwise processes information relating to any individual or entity who accesses, browses, submits information through, or otherwise uses the marketplace, related websites, landing pages, forms, advertisements, communications, and services (collectively, the “Platform”).
For purposes of this Policy, “you” and “your” refer to any individual or entity. “We,” “us,” and “our” refer to Marketplace Owner, Connector and, where the context permits or applicable law allows, also include one or more Solution Providers, affiliates, subsidiaries, successors, assigns, service providers, contractors, marketing partners, analytics partners, data partners, and other persons or entities involved in the operation, promotion, monetization, administration, or fulfillment of the Platform or any request initiated through it.
The Platform is a marketplace environment through which:
By using the Platform or submitting information through it, you acknowledge that your information may be collected by one stakeholder, multiple stakeholders, or all stakeholders involved in your interaction, and may be independently used by Marketplace Owner, Connector, and Solution Providers as permitted by this Policy, their own applicable terms, and applicable law.
If a Connector presents, links to, displays, or otherwise makes available its own privacy policy and/or terms and conditions in connection with your interaction, lead form, landing page, referral path, advertisement, co-branded page, microsite, communication, or other point of engagement, then, to the maximum extent permitted by law:
Where both this Policy and a connector-specific policy could apply, they shall be construed cumulatively to the broadest extent permitted by law in favor of permitted processing, except to the extent a connector-specific policy expressly states it supersedes this Policy for a specific subject matter.
We may collect, receive, infer, append, verify, enrich, or generate the following categories of information about you, whether directly from you, indirectly, automatically, from other stakeholders, or from third parties:
3.1 Identifiers and contact data
Name, alias, username, postal address, email address, telephone number, mobile number, social media handle, online identifier, IP address, device identifiers, cookie IDs, advertising IDs, unique personal identifiers, account credentials, and signatures.
3.2 Demographic and profile data
Age range, date of birth, household information, marital status, protected-class information where voluntarily provided or otherwise lawfully obtained, language preferences, veteran status, disability-related information where lawfully processed, and other profile characteristics.
3.3 Commercial, transactional, and inquiry data
Products or services viewed, selected, requested, compared, purchased, financed, applied for, or inquired about; request history; lead source; referral source; communications regarding products or services; and records of transactions or prospective transactions.
3.4 Professional and business information
Employer, industry, business name, business contact information, job title, role, ownership information, size of business, operational data, and other business-related information.
3.5 Financial and eligibility-related information
Income ranges, asset information, debt information, business revenue, tax-related information, stated needs, self-reported qualifications, application data, and other information relevant to evaluating interest, eligibility, suitability, or matching. We may also receive or generate scores, rankings, probability models, and other inferences based on such information.
3.6 Sensitive data
To the extent lawfully collected and permitted, we may collect sensitive personal information or other special-category data that you provide, authorize, or direct others to provide, including government identifiers, precise geolocation, account credentials, financial account data, information relevant to fraud prevention or identity verification, and other data you choose to submit. We do not use such data beyond what applicable law allows, but you acknowledge such data may be processed where reasonably necessary for operational, security, legal, compliance, verification, matching, marketing-suppression, or transaction-enablement purposes.
3.7 Internet and device activity
Browser type, operating system, device characteristics, session activity, clicks, page views, scrolls, referral URLs, search terms, ad interactions, timestamps, approximate geolocation, network information, pixel events, cookies, SDK events, and similar usage data.
3.8 Communications and content
Call recordings, SMS/MMS messages, emails, chat transcripts, form submissions, support requests, survey responses, reviews, testimonials, uploaded files, documents, and any other content you send to us or through the Platform.
3.9 Third-party and derived data
We may receive data from affiliates, Connector, Solution Providers, public sources, social networks, ad networks, data licensors, analytics vendors, fraud vendors, identity vendors, lead vendors, CRM systems, payment processors, and other lawful sources. We may combine data from all sources and create new data, segments, audiences, or profiles derived from that information.
We collect information:
We and our partners may use cookies and similar technologies for authentication, fraud prevention, analytics, attribution, lead routing, personalization, ad measurement, retargeting, cross-device linking, audience creation, campaign optimization, and other commercial purposes. These technologies may operate across our Platform, third-party sites, apps, emails, SMS, and other channels, and may continue after you leave the Platform. We may use first-party and third-party analytics and advertising tools, including tools that collect browsing behavior over time and across different websites, devices, or services.
Blocking cookies may limit functionality, but will not necessarily disable all tracking, especially where browser-based or device-level identifiers remain available.
Subject to applicable law, we may process information for any lawful purpose, including to:
To the fullest extent permitted by law, we may disclose information about you to any of the following, for any lawful purpose consistent with this Policy:
Without limiting the foregoing, you expressly acknowledge that:
By submitting your information through the Platform, you expressly request and consent, to the maximum extent permitted by law, to be contacted by Marketplace Owner, Connector, any applicable Solution Provider, and each of their affiliates, partners, agents, service providers, successors, and assigns, regarding your inquiry and related or potentially relevant products and services.
Such contact may occur via telephone, mobile phone, email, SMS/MMS text message, automatic telephone dialing system, artificial or prerecorded voice, ringless voicemail where lawful, chatbot, conversational bot, virtual agent, AI agent, AI-assisted messaging system, AI-generated voice, AI-generated text, or other automated, semi-automated, or manual communication technology, even if your number is listed on any state, federal, or corporate do-not-call list, subject always to your rights under applicable law. You expressly consent to the use of bots, artificial intelligence systems, generative AI systems, and automated decisioning or routing tools for marketing, follow-up, lead qualification, scheduling, customer service, and communications concerning your inquiry and related offerings, to the extent permitted by law.
Your consent is not a condition of purchase where prohibited by law. You understand that message frequency may vary, that message and data rates may apply, and that consent may be withdrawn as required by law, including by following applicable opt-out instructions such as replying STOP to text messages where supported.
Connector and Solution Providers are generally independent businesses and not employees, agents, fiduciaries, brokers, or representatives of Marketplace Owner, unless expressly stated otherwise in a separate writing. We do not guarantee their licensing, qualifications, pricing, performance, availability, compliance, or outcomes. They are solely responsible for their own products, services, communications, representations, and legal compliance.
We may retain information for as long as reasonably useful or necessary for the purposes described in this Policy, including for lead monetization, analytics, suppression lists, dispute resolution, contract enforcement, fraud prevention, legal compliance, recordkeeping, backup, archival, and business continuity purposes. Retention periods may differ by stakeholder, data type, legal requirement, and business need.
We use commercially reasonable administrative, technical, and organizational measures intended to protect information. However, no transmission, storage system, website, or data processing environment is completely secure. We do not guarantee absolute security and disclaim liability for unauthorized access, interception, loss, misuse, or alteration except to the extent liability cannot be disclaimed under applicable law.
Depending on where you reside, you may have rights such as the right to know, access, delete, correct, limit use of sensitive personal information, opt out of certain sales or sharing, appeal a denial, or request portability. These rights are subject to identity verification, legal exceptions, and stakeholder-specific responsibilities.
Where a particular Connector or Solution Provider independently controls your data, you may need to direct your request to that party. We may forward requests to relevant parties or deny requests we are not legally obligated or technically able to fulfill.
To exercise rights with respect to Marketplace Owner’s data, contact:
MPAC
For residents of states with applicable privacy laws, we may collect, use, disclose, sell, or share categories of personal information as described in this Policy for business purposes and, where permitted, commercial purposes. We do not offer rights beyond those required by applicable law.
If a state law permits a business purpose, commercial purpose, or other exception, this Policy shall be interpreted to take full advantage of that permission.
Nothing in this Policy shall be construed to:
The Platform is not directed to children under 18. We do not knowingly seek to collect personal information directly from children under 18 except as lawfully provided by a parent, guardian, or authorized representative in connection with services. If you believe a child has provided information improperly, contact us.
If you access the Platform from outside the United States, your information may be transferred to, stored in, and processed in the United States and other jurisdictions that may have different data protection laws than your jurisdiction.
The Platform may link to third-party sites, tools, forms, widgets, scheduling systems, payment processors, intake portals, or other services. We are not responsible for those third parties’ content, security, or privacy practices. Your use of third-party services is subject to their terms and policies.
We may amend this Policy at any time in our sole discretion. Changes become effective upon posting or upon any later effective date stated in the revised Policy. Your continued use of the Platform after the effective date constitutes acceptance of the revised Policy.
MPAC